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Thinking of taking your Pension Lump-Sum?

With the UK government’s budget on 30 October approaching fast, many people are considering withdrawing their pension tax-free cash as a lump sum to get ahead of potential changes. However, it’s important to think carefully about the long-term implications. Reaching retirement age is an important milestone, and with it comes the option to withdraw up […]

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A decade in finance

In the world of finance, trust and expertise are paramount. For the past decade, Georgia has epitomized these qualities, serving as a core member of the HL Financial team. This year, we are thrilled to celebrate Georgia’s ten-year anniversary with us—a milestone that reflects not only her dedication but also the profound impact she has […]

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Breaking down the Chancellor’s Annual Budget: What You Need to Know

The Chancellor has unveiled a series of tax and spending policies that are set to shape the economic landscape in the coming years. Let’s dive into the key announcements and what they mean for businesses, individuals, and the overall economy. Tax Adjustments: National Insurance Cuts: Employees will see a reduction in their Class 1 National Insurance […]

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