Happy International Women’s day! I thought today would be a great opportunity to discuss how women can enhance their financial future through the access of Financial Advice… A recent study in December 2022 showed that only 14% of women access Financial Advice in the UK and this made me wonder, what can I do to...Read More

Helping you purchase your first home line 5 zigzag default There’s a lot to think about when it comes to buying your first home. With many different routes to consider, we’ve put together a few tips to help you get on the property ladder and secure your first home! 1. Get professional advice from a...Read More

Earlier this year, Handbridge based independent financial advice company, HL Financial took the opportunity to support Queen’s Park High School by sponsoring a new dynamic kit for the school’s up and coming basketball team. After approaching a neighbouring local uniform supplier – Uniformity, HL Financial worked with the PE department to design a personalised and...Read More

It was two fingers from Cadburys when they reduced the weight of their Chocolate Fingers packs in 2015 and official figures show a whopping 2,500 products have shrunk in size but not in price since 2012! Investing is only for the wealthy… Wrong  Labelled as “shrinkflation” by the Office for National Statistics, their research shows...Read More

Think investing is only for the rich? You’re not alone. There are many myths about investing that simply aren’t true. Understanding what these are will help you become a savvy saver and get your money working much harder for you. Investing is only for the wealthy… Wrong  You can get started with a small amount...Read More

Putting money in a standard UK bank saving account or cash ISA will see your savings shrink, not grow. How come? Well, typical bank interest rates are below the cost of inflation – the amount prices rise and affect how much it costs us to live. Let’s say you’ve had £1,000 in a high street...Read More

Why do the rich just seem to get richer? It’s a fact that money makes money and a key reason for this is due to compound interest. It may sound like financial jargon but the way it works is simple. When you set up a savings plan, after a set amount of time you usually...Read More

The Money Advice Service includes a list of questions on their website that they recommend you ask your adviser on your first meeting. We thoroughly believe in being transparent so we have answeredRead More

Considering the political developments during the month of March, stock and bond markets ended the first quarter of 2017 on a surprisingly strong note. For the month of March both capital market segments posted modest positive returns, although the stock markets of the Eurozone and Emerging markets clearly outpaced the rest. This must be of...Read More

The principle aims of a Central Bank are price stability and sustainable economic growth. To do this they are, traditionally, given control of interest rates and the supply of money. Since the Great Financial Crisis, they have also been allowed to influence interest rates through market purchases of debt securities in particular Government bonds, through QE....Read More