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ISA’s – Individual Savings Accounts – Stocks and Shares

Areas of Expertise

Utilise your annual allowance

 

Individual Savings Accounts or ISA’s are one of the most efficient savings vehicles. Each year the government reviews the annual allowance individuals are entitled to contribute to their personal ISA, currently this is up to £20,000 per individual.

 

Once in the ISA wrap, and funds withdrawn from the account are tax except, regardless of your tax bracket! You can have as many Individual Savings Account’s as you want, as long as you do not exceed your total personal allowance when making contributions in a given year (you can only open one new investment ISA each year). Many people hold Individual Savings Accounts with their bank or building society. While a cash ISA can provide a steady level of growth, interest rates are currently at an all time low, providing cash accounts with very little growth.

Our stocks and shares ISA’s are carefully invested in a diverse selection of funds, and more than often provide a higher level of growth year on year than a Cash ISA.
Regular fund reviews mean we are always monitoring the performance of the funds you are invested, and your portfolio is tailored in-line with your personal level of risk.

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Areas of Expertise

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Transfer

 

You can transfer in and consolidate any or all existing Cash & Stocks & Shares ISA’s.
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Income

 

Take a regular tax-efficient income from your ISA or Lump Sums as you require.
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No CGT

 

You don’t pay Capital Gains Tax on ISA investments, no matter how much the investment grows.
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Assess Existing Policies

Review Existing

We can review your existing Cash ISA’s and Stocks & Shares ISA’s, looking at the provider, costs, performance and quality of service you receive.
  • Review of associated charges
  • Investment performance comparison
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Final Salary Transfers

Open an ISA Online

Our low-cost online solution is perfect for those looking for professionally recommended funds with no upfront fees, and it only takes a few minutes!
  • Ongoing fee of just 0.5%
  • Tailored to your needs
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Call to action

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